Nochex edited their post content nearly 3 hours after posting it, this was the original...
Hello DiceWrangler
We do not charge when customers choose not to pay via Nochex. Our accounts do carry an inactivity fee of £15 per quarter after twelve months if you go three consecutive months without taking any payments.
Unfortunately we do not open U.S based accounts so I am afraid we will not be able to help. Best of luck with your decision, hope all goes well for you despite not being able to benefit from the wonderful Nochex solution