The Pitfalls of accepting Bank Transfer

[JustTheRightSize]

Hi can you tell me if this id seems familiar emmaclark181, I get the strange feeling it could be the same person, they only set up on the 2nd June, have 5 feedbacks,
on the dark side

regards Fran

[JustTheRightSize]

Hi can you tell me do you think this ID seems familiar emmaclark181, they are on the darkside, only set up on the 2nd of June & have 5 feedbacks.
I think I,m getting worried

regards Fran

[JustTheRightSize]

Sorry for the repeat

[nykmedia]

Best not start brandishing names about in here, folks, just to be on the safe side.

[JustTheRightSize]

Sorry but I get the felling I,m about to get scammed, will take it up with the darkside ( For all the good it will do )

[nykmedia]

What makes you think that you're "about to get scammed"?

[wallacestreasures]

I also was a victim from an unscrupulous buyer who insisted on using bank transfer but never paid and then set up direct debits on my account. My bank as well stated that I had to contact the other bank/vendor directly to find out who set this up - who then told me it was my banks responsibility. After an extremely frustrating week of calls and getting nowhere - I contacted the head office of my bank - made a formal complaint and then told them I was going to file a police report. While going through all of this I found out that my bank did not *vet* who was allowed to set up direct debits on my account even with my hubby and I both stating emphatically in the past that no direct debits were allowed without our authorization. To make matters worse, even when they were alerted that the original direct debit was fraudulent and not authorized by either of us - promptly canceled - the bank allowed this person to set up a further 2 direct debits! There were no safeguards put in place by the bank even after this fiasco. This was preceded by their firm assurances that this could NOT happen when I queried them before agreeing to accept bank transfers! At one time I was even advised by my bank that if the direct debits continued I may have to close down the account and re-open it under another account number! In anycase - my opinion of the safety and responsibility of banks went down dramatically.

BTW - Thanks to that person who suggested a savings account for bank transfers - what a MARVELOUS idea and one I will initiate as I do wish to offer that payment facility.

[merlin]

go into any hsbc take a few bills etc. with you they will set you up a account just make sure it is not a visa debit card etc. just a normal old fashioned savings account

[madelaine]

If you have any problems having DD payments refunded when taken in error, please quote the words "Direct Debit Guarantee" to YOUR bank.

http://www.bba.org.uk/bba/jsp/polopo...?d=828&a=10383

Possibly print out this page.

This is quite a separate issue from the possibility of being scammed but it IS what should happen when you have been scammed by a DD!

[scanjet1954]

why did your bank not flag these dd`s i`m with tsb and i only put a dd to pay fees on here and they phoned me to see if this was ok , same with my daughter she pays tv license and telephone bill they phoned and asked her if these where ok ?

I bank on line and everytime I add a DD or SO or make any changes I immediately get a confirmation email.